Author Archives: Mortgage Calculator
Economy: the fall in mortgage
The mortgage loan market is not doing very well. The number of loans granted in April is down 32% from April 2011. A decrease in funds for loans for home purchases, but also for the renovation or construction. Banks explain this figure in part because 2011 was an exceptional year. new measures This decrease is …
Norges Bank left its rate unchanged at 1.5%
Norges Bank left its key interest rate Thursday portfolio (deposits) unchanged at 1.5%, due to tensions on international financial markets. There are signs that activity in the Norwegian economy is slightly higher than expected, but tensions on international financial markets have reappeared, says Vice-Governor of the Norwegian Central Bank in January Qvigstad in a statement. …
The slowdown in mortgage lending in March increases
The volume of mortgage loans continued to slow in March and returned to a level not seen since three years, according to figures released Friday by the Bank of France. In March, the amount of new housing loans reached 6.8 billion euros, against 7.3 billion in February (-7%), the lowest production since May 2009. The …
Renegotiation of mortgages: What savings expected?
The scenario is this: a borrower has a loan in September 2008 amounting to 220,000 euros at the nominal rate of 5.50% (excluding insurance) over a period of 25 years (300 months). In May 2012, his “outstanding capital” would therefore be 203,337 euros. Example 1: the borrower negotiates a new loan in 20 years >> …
Mortgage: first signs of recovery, according meilleurtaux.com
After a sharp fall, demand for mortgage returns to form, depending on the broker Meilleurtaux. Still tentative, this recovery is accompanied by a further decline in rates increasingly concentrated over periods of borrowing less than 20 years. It has almost become a ritual. In May, as in previous months, Meilleurtaux announced a further decline in …
Mortgage: the decline continues
Real estate loan production plummeted by 32.2% over the first four months of the year. Preferring often dip into their savings to buy the stone, households go into debt less. Month after month, the statistics confirm the breakdown of the number of loans granted by banks. Loan production has dropped by 32.2% over the first …
Mortgage loan, credit abroad, are there solutions?
Fideal Credit, credit brokerage firm offers customized solutions and reliable. Money is a very sensitive issue, especially when you need it! It is difficult to admit to not find funding in France when it was of real estate and stable income. This is even more frustrating when we see that our European neighbors have financing …
The Swiss real estate market is not peaceful
The Swiss real estate market is not as a peaceful and relaxing stay in Lausanne. This is a study by Credit Suisse Group, says. The real estate prices soared especially in Geneva, and even if it’s not bubble itself, the emotion is there. Of attractive mortgage rates and fueled a demand made the game a …
Banks and Real Estate: I love you, me too
We remember that marriage has spilled much ink in the years 1995-2005. Most major financial institutions have stepped into the property management and real estate transaction, acquiring leading brands and develop them, sometimes creating them. Few have avoided this movement: pell-mell, the BNP, the Deposit and Consignment, Crédit Mutuel, Crédit Immobilier de France, Crédit Foncier …
For mortgage insurance: Pitfalls to avoid
Focused on their need for funding, applicants for home loans often neglect to examine the circumstances surrounding the ancillary costs of their credit, including life insurance. This is intended to cover unforeseen events, such as disability, death or other incident which may impede the normal repayment of the loan. Where applicable, the insurer is substituted …