Category Archives: mortgage calculator
The guarantee of a mortgage
Mortgage, lien lender of denier (PPD), deposit: how to choose for this to be the lowest possible cost? No guarantee, no credit … We must therefore find one that is not too expensive for your finances, one of three possibilities: the mortgage, the privilege of money lenders (PPD), the mutual guarantee of an institution. • …
Mortgage: rate stability in Lyon according Meilleurtaux
Lyon is the fifth ranking Meilleurtaux.com on mortgage rates. The mortgage rates have not moved this month in Lyon, in a context of falling interest rates in the generalized hexagon. Topping the list of mortgage rates in the 10 largest French cities, the city and back to fifth place, while other major cities in France …
Study of mortgage in France
Cyclical trends in the mortgage in France through the key figures on the level of loans, the flow of new loans for real estate purchases. Graphs illustrating the ease for households to obtain loans. Recent trends in debt, savings and investment housing households. Housing loans in France: key indicators of trends and key figures for …
Targeting nearly 30% of the mortgage market in 2015
Cantonal Bank of Jura (BCJ) is a leader in its market mortgage canton. Unlike other of his sisters, the BCJ is in second position with a share of 26% in 2011, after Raiffeisen, which holds 33%. But seek to dethrone the competitor, the BCJ has set a target of “up to 30% of Jura mortgages …
Mortgage et Hotelier: The CDG bought out the French group BPCE
The Deposit and Management (CDG) will buy the French group BPCE participation that indirectly holds 23.8% stake in Crédit Immobilier et Hotelier (CIH). A memorandum of understanding was signed Tuesday between the CDG and BPCE for the sale by BPCE Morocco to CDG its indirect shareholding in the ICH, said a statement from CDG, adding …
The cost of the mortgage can be reduced through the choice of insurance guaranteeing the loan
By choosing a property insurance for the loan, other than that proposed by the bank during the subscription, it is possible to realize real savings on the total cost of credit. Since September 2010, the enactment of the law Lagarde allows a borrower to decide on the offer of insurance guaranteeing the loan without the …
Mortgage: Meilleurtaux announces lower “probable” variable rates
According to the mortgage broker, down to 1% of rate by the ECB, announced today, might give attractiveness to a variable rate, while fixed rates should not be impacted. For the second time in two months, the European Central Bank, through the voice of its new director, the Italian Mario Draghi, has cut its key …
Which credit suits you best?
Mortgage The main mortgage may be fixed or variable rate. It is possible to combine various loans, such as 0% loan, the loan for home or the social savings plan (PEL) in particular. The 0% loan is granted under certain conditions, income, non-ownership, etc. …, the loan to social access is restricted to small individuals. …
Mortgages: Is the market trying to seize up?
Declining production, rising interest rates, banks more selective: the debt crisis casts doubt on the changing mortgage market. But these fears are justified? The 14th edition of the Observatory of the mortgage, published this week by the broker Meilleurtaux, provides some answers. Loan production According to the Observatory, the production of new loans declined in …
Peril on the triple A: What impact on your wallet?
Financial markets have begun to integrate a deterioration in the debt rating hexagonal. A situation that already impact your finances … The dark clouds on the note of the French debt. On Monday, Moody’s Investors Service has estimated that an increase in bond yields on French financial markets and deteriorating economic growth prospects were likely …